TOP 15 FRUGALISTA BEHAVIORS!
1) You used to think ‘civic’ was a 

responsibility and now you’re
driving one!
2) You’re playing munis instead of
investing in them! (FYI a ‘muni’ is a
public golf course)
3) You cancel your gym
membership instead of lying to
yourself about actually using it
“tomorrow”!
4) You turn down the heat 10 deg
to save $10 and the sweater on your
wishlist costs $150!
5) The Starbucks in your 401(k)
went down but not enough to actually
start buying your morning coffee
there again!
6) Your dog is very happy since
you’ve started walking him yourself
instead of paying someone else to do
it for you!
7) You’ve adopted the European
and practice of exchanging gifts on
the Epiphany, (January 6th) so you
can catch the after-Christmas sales!
8) When you come home from a
restaurant you end up actually
preparing and eating what’s in the
doggie bag instead of just letting it
spoil and throwing it out!
9) You learn the hard way that
printer cartridges are not reusable
and can not be refilled without
making a huge mess!
10) You love the Papua New
Guinea Mosquitos but decide that
watching the Australian Cup
Superbowl isn’t worth the $60 extra
a month for the premium channel!
11) You buy used skis and
bindings-but you end up spending
$2,000 for your new knee ligament
brace!
12) You and your neighbors have
started splitting your Netflix
subscription and sharing the dvd’s!
13) You find that you save a lot by
never letting your gas tank go below
3/8 since the fillup costs less!
14) At Costco you can buy 64
batteries for less than the two you
need at Rite-Aid –so you buy all 64!
15)
You save so much and the
Euro drops so low that you call
Bethesda Travel to book that
unbelievable dream vacation you’ve
been wanting to take for years!